ISO’s Public Protection Classification (PPC™) Program

Public Protection Classification Program

To help establish appropriate fire insurance premiums for residential and commercial properties, insurance companies need reliable, up-to-date information about a community’s fire-protection services. ISO provides that iWhat is ISO?
Insurance Services Office (ISO) collects information on fire-protection efforts in communities throughout the United States. In each of those communities, ISO analyzes the relevant data using a Fire Suppression Rating Schedule (FSRS). They then assign a Public Protection Classification from 1 to 10. Class 1 represents superior fire protection, and Class 10 indicates that the area's fire protection doesn't meet ISO’s minimum criteria.


What is Durango Fire Protection District’s ISO Classification?
4/10

Durango Fire Protection District has a double score. The 4 represents all areas within our District that are within 5 road miles of one of our fire stations. If your property is outside of 5 road miles from one of our fire stations the rating is a 10.


How did we rate according to the Fire Suppression Rating Schedule?

FSRS Feature

Emergency Communications

  • Credit for Emergency Reporting
  • Credit for Telecommunications
  • Credit for Dispatch Circuits
Total

Fire Department
  • Credit for Engine Companies
  • Credit for Reserve Pumpers
  • Credit for Pump Capacity
  • Credit for Ladder Service
  • Credit for Reserve Ladder/Service Trucks
  • Credit for Deployment Analysis
  • Credit for Company Personnel
  • Credit for Training
  • Credit for Operational Considerations
Total

Water Supply
  • Credit for Supply System
  • Credit for Hydrants
  • Credit for inspection and flow testing
Total

Divergence
Community Risk Reduction
Total Credit

Earned/Available Credit


  • 3.00/3.00
  • 4.00/4.00
  • 3.00/3.00
10.00/10.00


  • 6.00/6.00
  • 0.50/0.50
  • 3.00/3.00
  • 3.41/4.00
  • 0.00/0.50
  • 2.99/10.00
  • 4.34/15.00
  • 6.08/9.00
  • 2.00/2.00

28.32/50.00


  • 21.72/30.00
  • 3.00/3.00
  • 4.04/7.00
28.76/40.00


-3.05/-
4.18/5.50
68.21/105.5